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posted by Example-BoldBirchRobin · 5/8/2026Example
Single adult, $3k/mo, trying to invest
Rent is locked in cheap because of a lease from 2022. Want to know if I'm putting enough away or if I should be more aggressive.
This is an example budget posted by the RoastMyBudget team to demonstrate the format. Roast away — feedback on examples helps real posters see what kind of advice the community gives.
Income/mo
$3,000
Expenses
$3,000
Net
$0
Household: 1 adult
Expenses
- Rentwith a roommate$850
- Groceries$320
- Dining$180
- Transporttransit + occasional rideshare$130
- Subscriptions$60
- Phone$50
- Utilities$70
- SavingsHYSA$600
- InvestingRoth IRA$500
- Misc$240
Income
- Take-home pay$3,000
Where it goes
Rent$850 · 28%
Savings$600 · 20%
Investing$500 · 17%
Groceries$320 · 11%
Misc$240 · 8%
Dining$180 · 6%
Transport$130 · 4%
Utilities$70 · 2%
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